About Our Services
We help employers protect their most precious assets, their employees from financial crises that often result from life's events, injuries, and sicknesses.
Accident insurance plans can help offset the unexpected medical expenses that may result from a covered accidental injury. Typically, they help cover some of the costs associated with initial care, surgery, transportation and lodging, as well as follow-up care.
Cancer insurance offers benefits to assist with out-of-pocket costs that may not be covered by your medical insurance, including expenses related to inpatient or outpatient treatment, surgery, travel and recovery care. Importantly, some plans cover annual cancer screenings to promote prevention and early diagnosis.
Critical Illness Insurance
Critical illness insurance can complement major medical coverage by providing a lump-sum benefit for an employee diagnosed with a covered critical illness, such as heart attack, stroke, coronary artery bypass surgery, end-stage renal failure or major organ transplant — among others. Benefits are typically paid directly to the employee, so they can be used where they’re most needed.
Dental insurance can provide benefits for both routine and more expensive dental procedures that are not covered by most health insurance plans. They typically include cleaning, fillings, sealants, tooth removal, crowns and dentures – and may also provide benefits for regular dental appointments.
Disability insurance replaces a percentage of an employee’s income if they become unable to work as a result of a covered accident or sickness. Whether it’s an injury or infectious disease that creates the disability, employees are able to pay bills, buy groceries and focus on their recovery while out of work.
Hospital Indemnity Insurance
Hospital confinement indemnity insurance provides a lump-sum benefit to help with outof- pocket costs related to a hospital stay. This may include outpatient surgery, diagnostic tests, doctor’s appointments and emergency room trips.
Life insurance pays out a lump sum to help provide financial protection for an employee’s family members in the event of the employee’s death. The loss of a loved one is always difficult. Life insurance offers peace of mind as employees plan for the future and prepare for the unexpected. Most plans offer spouse and child coverage, as well.
Regular eye exams help maintain healthy vision and are the first line of defense in detecting more serious eye conditions, such as glaucoma, high blood pressure and diabetes. Vision insurance typically helps pay for eye exams, glasses and contact lenses. They may also offer discounts on treatments such as laser eye surgery or eye-care accessories.